[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ceskytucnak.cz\/penize-jsou-obezivo\/#Article","mainEntityOfPage":"https:\/\/www.ceskytucnak.cz\/penize-jsou-obezivo\/","headline":"Pen\u00edze jsou ob\u011b\u017eivo","name":"Pen\u00edze jsou ob\u011b\u017eivo","description":"Shora uveden\u00e9 pojmy jsou pr\u00e1v\u011b o nich. Z\u010d\u00e1sti jde o va\u0161e vlastn\u00ed a z\u010d\u00e1sti o n\u011bkoho zcela jin\u00e9ho. Dejme tomu, \u017ee jste si v n\u011bkter\u00e9 z bank za\u017e\u00e1dali o p\u016fj\u010dku, \u010di u n\u011bkter\u00e9 ze spole\u010dnost\u00ed o hypot\u00e9ku. Ani u jednoho ani u druh\u00e9ho jste neusp\u011bli. Moje babi\u010dka by po selsku...","datePublished":"2019-10-09","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.ceskytucnak.cz\/author\/#Person","name":"","url":"https:\/\/www.ceskytucnak.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4c6f4cec51e1a1b20d9361c6367b917eb8db239c023f88502d2833b745a358d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c6f4cec51e1a1b20d9361c6367b917eb8db239c023f88502d2833b745a358d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ceskytucnak.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ceskytucnak.cz\/wp-content\/uploads\/img_a368396_w1784_t1580582469.jpg","url":"https:\/\/www.ceskytucnak.cz\/wp-content\/uploads\/img_a368396_w1784_t1580582469.jpg","height":0,"width":0},"url":"https:\/\/www.ceskytucnak.cz\/penize-jsou-obezivo\/","about":["Domov"],"wordCount":437,"articleBody":"       Shora uveden\u00e9 pojmy jsou pr\u00e1v\u011b o nich. Z\u010d\u00e1sti jde o va\u0161e vlastn\u00ed a z\u010d\u00e1sti o n\u011bkoho zcela jin\u00e9ho. Dejme tomu, \u017ee jste si v n\u011bkter\u00e9 z bank za\u017e\u00e1dali o p\u016fj\u010dku, \u010di u n\u011bkter\u00e9 ze spole\u010dnost\u00ed o hypot\u00e9ku. Ani u jednoho ani u druh\u00e9ho jste neusp\u011bli. Moje babi\u010dka by po selsku \u0159ekla, \u017ee v\u00e1s hnali \u201csvinsk\u00fdm krokem\u201d. Ono to asi u t\u011bchto spole\u010dnost\u00ed nebylo tak doslova, asi to bylo slu\u0161n\u011bj\u0161\u00edm zp\u016fsobem ne\u017eli \u201es bejkovcem v ruce\u201c. Ale stalo se a vy nev\u00edte pro\u010d, proto\u017ee \u017e\u00e1dn\u00e1 spole\u010dnost nen\u00ed povinna v\u00e1m tyto d\u016fvody sd\u011blovat. Nemus\u00ed, ochota p\u016fj\u010dit je jejich v\u011bc, a ne v\u011bc kohokoli jin\u00e9ho. V\u011bt\u0161inou to v\u0161ak b\u00fdv\u00e1, proto\u017ee na\u0161li n\u011bjak\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f.  Co\u017ee je to vlastn\u011b ten registr? V podstat\u011b laicky \u0159e\u010deno jde o seznam lid\u00ed, kte\u0159\u00ed m\u011bli pot\u00ed\u017ee p\u0159i spl\u00e1cen\u00ed jak\u00e9hokoli z\u00e1vazku. Ne, tedy kdy\u017e si v hospod\u011b p\u016fj\u010d\u00edte od kamar\u00e1da dv\u011b stovky a nem\u00edn\u00edte je vr\u00e1tit z prvn\u00ed v\u00fdplaty. Jedn\u00e1 se o v\u011bt\u0161\u00ed \u010d\u00e1stky a do toho registru v\u00e1s mus\u00ed n\u011bkdo nahl\u00e1sit. V podstat\u011b jsou u n\u00e1s tyto z\u00e1le\u017eitosti dv\u011b. Jednou je klasick\u00fd Centr\u00e1ln\u00ed registr dlu\u017en\u00edk\u016f \u010cR, a druhou je tat\u00e1\u017e v\u011bc s n\u00e1zvem Solus. Ani do jedn\u00e9 z nich se nedost\u00e1v\u00e1te automaticky p\u0159i nespl\u00e1cen\u00ed \u010dehokoli. Tak\u017ee nen\u00ed pravidlem, \u017ee tam mus\u00edte b\u00fdt i kdy\u017e pot\u00ed\u017ee m\u00e1te. To je bohu\u017eel velk\u00e9 m\u00ednus i pro va\u0161i kontrolu. Proto\u017ee i kdy\u017e si zaplat\u00edte po\u017eadovanou \u010d\u00e1stku, abyste do n\u011bkter\u00e9ho mohl nahl\u00e9dnout, vid\u00edte jen to, co tam n\u011bkdo dal. N\u011bkde jsou zaps\u00e1ny pouze b\u011b\u017e\u00edc\u00ed exekuce, tedy, pokud u\u017e n\u011bjak\u00e1 byla soudem stanovena a nabyla pr\u00e1vn\u00ed moci. Pokud se tak je\u0161t\u011b nestalo, nen\u00ed mo\u017en\u00e9 ji tam dohledat.  Tak\u017ee v\u00e1m neb\u00fdv\u00e1, ne\u017e se nechat pou\u010dit co je to nebankovn\u00ed hypot\u00e9ka bez registru. To je v podstat\u011b tot\u00e9\u017e o co jste ji\u017e \u017e\u00e1dali a nebylo v\u00e1m vyhov\u011bno. Jen se do t\u011bchto, \u0159e\u010deno up\u0159\u00edmn\u011b, mnohdy pofidern\u00edch, registr\u016f nenahl\u00ed\u017e\u00ed. Tyto spole\u010dnosti jej toti\u017e nepot\u0159ebuj\u00ed. A vy m\u00e1te t\u00edm p\u00e1dem u nich otev\u0159en\u00e9 dve\u0159e.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze jsou ob\u011b\u017eivo","item":"https:\/\/www.ceskytucnak.cz\/penize-jsou-obezivo\/#breadcrumbitem"}]}]